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According to statistics, more than 70% of all buyers in Russia prefer cashless payment. We are already talking about the fact that in just a couple of years, cash will completely disappear from circulation. Customers are gradually abandoning outdated, inconvenient payment methods. Non-cash payment guarantees, for example, the possibility of not losing your funds banally, because the card in the bank can always be restored. What can not be said about cash.
Due to the fact that the general population prefers to pay by electronic means, any business is interested in being able to accept such payments. This is especially true for e-commerce, where there are practically no other trading options. But in order for a person to pay with a card, it is not enough to just have an open bank account. Everyone who runs a business should have a Merchant account, which will be an intermediate link between the buyer and the seller. It is on him that the money initially falls.
As already mentioned, in the 21st century it is impossible to work without the ability to receive electronic payments. Opening such an account is not an easy task, but it gives many advantages:
To get a merchant account, you can interact directly with the bank. Before opening an account, the bank will ask you for information confirming your activity and its scale. Your credit history will also be important. This is how banks fight with unscrupulous partners, preventing dubious actions. In general, opening a merchant account directly through a bank is not an easy process, it takes a lot of time and nerves.
An alternative option is to contact a payment service provider, where all interaction is automated. That is why we offer ready-made solutions in terms of opening merchant accounts that do not cause any discomfort to the customer.
Study of the full terms of reference and problem statement
Coordination of the technology stack and project design
Getting the result in the form of a finished product